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Banks Are Offering Hundreds of Dollars to New Customers. What’s the Catch?

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The battle of bank bonuses is heating up. As financial institutions compete for deposits in a high-interest rate environment, they have increased their cash bonus offers for customers who open new checking accounts. The average checking account promo is now just over $400, up from about $300 in 2021, according to Curinos, a financial data company. Intended as a hook to attract customers…

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