We highly value your privacy, and we want to make our online information practices clear to you. This notice explains how we collect and use your personal information submitted through this Website. If you’re accessing the Website from outside the United States, please note that your personal data will be processed by PersonalFinanceDefined.com (referred to as “The Company”) in the United States, where data protection and privacy regulations may differ from those in other countries. By using the Website, you consent to the potential transfer of information outside your country if you’re located outside the United States. Furthermore, by using the Website, you’re granting PersonalFinanceDefined.com permission to contact you electronically, in writing, or by other means to provide notices related to your usage of the Website and to share information about products and services offered by PersonalFinanceDefined.com. If you wish to stop receiving promotional materials, you can do so by following the unsubscribe instructions provided at the end of such communications.
2. Personally-Identifiable Information
In order to access services from PersonalFinanceDefined.com, you’ll need to provide certain personally identifiable information (as detailed in our Terms of Service). The types of personally identifiable information collected through the Website include, but are not limited to: name, email address, cell phone number, download history, customer-generated content, and information about your interests and use of products and services. We won’t collect any personally identifiable information without your voluntary submission. This information may be used to provide requested services, contact you about programs, products, features, or services of interest, or for other disclosed purposes. It may also be used to inform you about changes to policies, terms, or services, and to enhance the content and navigation of the Website.
3. Access to Personal Information
If your personally identifiable information changes or you no longer wish to use our services, you can correct, update, delete, or deactivate it by making changes on your member information page or contacting our Customer Support. We will respond to your access request within 30 days. We retain your information as long as your account is active or as needed to provide services, comply with legal obligations, resolve disputes, and enforce agreements.
5. Web Beacons
Our service partners use clear gifs (Web Beacons) to analyze user activity and manage site content. Clear gifs track online movements similar to cookies, but this information isn’t linked to personally identifiable data.
The Website isn’t intended for individuals under seventeen (17) years old, and PersonalFinanceDefined.com doesn’t collect personally identifiable information from them, unless otherwise stated during collection.
7. Information Collected Automatically
We collect non-personally-identifiable information about your Website usage, domain, access time, and linking website. This “Blind Data” helps us enhance the Website.
We post customer testimonials on our site, with consent. If you wish to remove your testimonial, contact us.
9. Public Forums
Information shared in publicly accessible blogs or forums may be collected and used by others. To request personal information removal, contact us.
10. Links to Other Websites
Linked sites have different information practices. We encourage checking their privacy notices. PersonalFinanceDefined.com is not responsible for linked sites’ content, accuracy, or security.
11. Data Security Policy
We implement physical, electronic, and managerial procedures to prevent unauthorized access and maintain data security. Internet communications’ open nature means we can’t guarantee security.
12. Your Acceptance of These Terms
Material changes are communicated via email or Site notice. Please review our privacy practices periodically.